10 Chart-Topping Credit Unions in Member Value

Thursday, Oct. 15, 2020 is International Credit Union Day (ICUD), an annual observance led by CUNA and the World Council of Credit Unions.

To help celebrate the movement’s spirit, history, and achievements, Callahan – the credit union data company – is highlighting those member-owned financial cooperatives that deliver exceptional member value.

There are a lot of ways to look at the value and impact that credit unions provide their members. Since 1966, Callahan has used our Return of the Member (ROM) scoring system to quantify the credit union difference that each cooperative delivers to its members.

How ROM Quantifies The Credit Union Difference

ROM scoring looks beyond the traditional safety and soundness issues covered by the NCUA’s CAMEL scores and other regulatory measures.

The ROM calculation considers three core credit union functions: Return to Savers (savings), Return to Borrowers (lending), and Member Participation (product usage).

Credit unions across the country use their ROM score to support their member-facing goals, hold staff accountable to better serve members, and demonstrate the impact credit unions have in their communities.

Here are the current top 10 credit unions in each asset range.

Where Do You Rank?

ROM scoring in provided as part of Callahan’s data and analytics suite, but in honor of ICUD we’d like to give every credit union their score. To learn yours, contact a member of our team today.