Webinar TakeawaysHuman Resources
One of the clearest pressure points is human resources. AI application in HR tends to raise questions about bias and privacy; however, leading credit unions are working to find that sweet spot that balances efficiency and empathy.
In a webinar hosted by Callahan & Associates, Ken Gardner, assistant vice president of human resources at Greater Texas Federal Credit Union ($980.0M, Austin, TX), shares how his team has been using ChatGPT to revolutionize operations. That work starts with demystifying the technology itself.

CU Quick Facts
Location: Austin, TX
Assets: $980.0M
Members: 75,495
Branches: 17
Employees: 111
“It’s not magic; it’s math,” he says. “I think it’s incredibly important, especially for HR leaders, to have a basic level of the technical knowledge of AI. We have this huge opportunity to help our organizations navigate what we know is transformational change.”
Greater Texas is using AI assistants to help guide employees and managers through policies, benefits, reviews, and core HR processes. It’s a private advisor who knows the cooperative’s specific rules, culture, and standards — and it’s available 24/7.
4 Phases Of Evolution
Greater Texas’s adoption of AI didn’t occur all at once. Rather, it unfolded in four distinct phases:
- Simple Chat — Starting with AI as a basic conversational tool for drafting, brainstorming, and quick research.
- Custom GPTs — Moving to specialized bots by uploading specific documents like handbooks and policies.
- Use Case Explosion — Identifying and building dozens of single-purpose tools for specific, repetitive HR tasks, such as composing job descriptions.
- The Super Assistant — Consolidating multiple use cases into a single, robust tool for the whole company.
Over time, employees have been able to offload busy work from their day-to-day responsibilities, which has freed up more time for meaningful face-to-face support.
AI also has improved the cooperative’s hiring efforts, saving time by generating recruitment advertisements, job descriptions, and interview questions. Still, humans set limits to ensure fairness and always have a final say in decision-making.
Greater Texas’s employee assistant offers several built-in prompts to help team members quickly find easy-to-understand answers on a variety of topics.
The Launch Of A Super Assistant
Once Gardner’s team realized ChatGPT’s practical applications, the cooperative rolled out an employee assistant built using plain language instructions. Greater Texas defined the logic; the AI handles the technical execution.
Employees can request assistance with handbook and policy questions, navigate benefits options, and tap into a library of frequently asked questions. Greater Texas has also introduced a self-guided, automated review system that asks employee a series of methodical, step-by-step questions while the manager prompts them with relevant feedback themes.
“We see this as significantly reducing the administrative time that’s spent on writing the reviews so employees and leaders can focus on true performance management that comes in conversation,” Gardner says.
It’s An Opportunity, Not A Threat
Greater Texas does not track every instance of AI use, but Gardner says employees have engaged in approximately 200 sessions since the assistant’s launch in February.
“It’s more about the reduction we saw in our HR inbox,” Gardner says. “Where we were getting a dozen or so, now we may get one or two.”
Gardner says empathy, judgement, and creativity isn’t going away. If anything, it’s more essential than ever during this technological revolution. The real differentiator is thoughtful design, clear use cases, and smart decisions that guides users, not limits them.
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